Savings is a concept usually demonized by those who seek the socioeconomic de...

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Savings is a concept usually demonized by those who seek the socioeconomic dependence of citizens, and try to sell us the falsehood that anyone who has savings is a miser who has exploited his fellow citizens. From there, the game of justifying the most hostile taxation towards savings begins, which only hides a desire for collection that reaches the last socioeconomic corner, and that seeks that all money passes through that state in which the usual ones can Put the saucepan deeper, and then wet only your own bread .

But regardless of the less forward-looking and more socioeconomically destructive (de)politics, savings are necessary at all levels. And it is not only at a macroeconomic level that makes us fend for ourselves as a country, and not have to sell ourselves to dependency and debtor slavery under third parties, but saving also has an equally important personal dimension .


This is why as responsible citizens and as members of families who cannot fall into exclusion or hyper-dependence, we must consider how much, how and when to save, which involves knowing what part of our investment we are sure to save. can already be dedicated to risky investments, and how that changes throughout our lives. Not having these savings needs means playing the Russian roulette of life without even knowing how many bullets are in the drum .

Saving is not an obscure object of ambition that serves as an excuse for the stingiest: it is literally our lifeboat in the face of an increasingly unpredictable future.
How Much Is Recommended To Save Before Starting To Invest With Risk An Approximation If You Are , Or Years Old
Please note that in this post we will not be able to give you exact figures, and we will limit ourselves to providing quantification factors, since each savings equation has a strong personal component that does not allow us to homogenize them with rigor. And having said that, another premise is that savings are every citizen's safeguard against what may happen in the future , and also what allows them to be truly free, and not depend on handouts or benefits that sometimes seem more conceived. to generate a hyper-dependency to be profitable in the form of captive votes than for anything else. But without a doubt, in the life of every citizen, it cannot be overlooked that when our working life comes to an end, we will be led to said dependen  Uganda Email list  cy in one way or another, since we will no longer have work income. At least not a decent income and that can end up being authentic senior labor exploitation, as the famous movie Nomadland delayed , and which is an unfortunate reality in the United States. Savings throughout our lives must therefore take into account the retirement factor at all times.



This is why these life savings become essential when we stop being active and with a salary level typical of our “seniority”, a moment in which the most forward-thinking will have their own savings. with whom they can continue living with dignity, and those who will not be forced to depend on a state allocation that promises to end up being meager. In fact, we recently analyzed the need for citizens to be proactive in the face of the incompetence and irresponsibility of our politicians who repeatedly choose not to want to solve the pressing problem of pensions , since practically all of these (un)politicians very little can be expected.

So, and only as long as the legislation lasts in the midst of this eternal fiscal persecution that only generates enormous fiscal-legal instability, right now considering opening a Systematic Systematized Savings Plan or PIAS is the best option in the current socioeconomic system. But PIAS aside, the truth is that there are many other options to achieve a decent retirement (really), and all of them inevitably involve savings. That savings that, although it must maintain at all times its status as a lifeboat against what may come , it is true that throughout our working and non-working life it changes in regard to our capabilities as savers, the needs that must be covered, the time horizon that must be covered and... also and very much depending on the age and stage of life of each cautious saver.

And let's go ahead and say that saving is a capacity that unfortunately the most disadvantaged classes lack, but that all those who have a minimally decent level of income must inevitably consider saving as the most important investment for the future possible, also at the level of of life and socioeconomic dignity of even a personal dimension. That is to say, it is very easy to say that one cannot save anything and the following month buy the latest iPhone model resorting to consumerist and compulsive “buy now and pay later” formulas .

And what is really evident is that many prefer to open their wallets in the present, and when it comes to looking at the future, they prefer to look the other way, and make the very serious mistake of abandoning themselves in the hands of the incompetent management that our politicians are making of the public system. of pensions. You can tell me if it is more important to buy a more affordable mobile phone and save € for the future, or if what really happens is that there are people out there without the slightest financial culture, which leads them to wishing they had the slightest opportunity to throw the house out the window. And then when things come to them badly or they reach a retirement that we already tell them is very difficult to be worthy according to current standards, they will choose to say self-indulgently that “they were never able to save .